Pundit Explains Why He Believes Ripple’s XRP Price Has Already Been Determined

In a bold claim that has sparked debate in the crypto community, market pundit Versan Alajjarah asserts that XRP’s future price has already been predetermined by major financial institutions long before retail investors entered the market. Alajjarah’s argument comes even as XRP price continues to lag despite Ripple’s recent major wins like the XRP legal battle with the SEC and expanding ecosystem. In a recent article titled “XRP Price Already Set: What Global Institutions Know,” the pundit outlined a theory comparing XRP’s current situation to traditional pre-IPO processes. “The price of XRP has already been determined,” he stated, a position he’s maintained since 2022. According to his analysis, just as large institutional investors negotiate share prices before a company goes public, global financial entities like central banks, JP Morgan, BlackRock, and the IMF have already established XRP’s true value behind closed doors. “XRP is being adopted by the world’s largest financial players behind closed doors, and they have already agreed on a price for the technology’s use in their financial systems ,” Alajjarah explained. He pointed to Ripple’s integration into financial systems of various central banks worldwide as evidence of this pre-arranged adoption. The Swan Capital founder further distinguishes between two XRP price realities. First, the institutional price, which is allegedly set through private negotiations for cross-border transactions and blockchain interoperability, and the retail price, which is currently subject to market speculation and manipulation. Notably, while he didn’t specify the exact set figure, he suggested the institutional price will “far exceed” current market values, potentially reaching “three to four-digit ranges” to facilitate multi-trillion-dollar financial transactions globally. “Central banks and large financial institutions aren’t going to transact in XRP at 50 cents. They need stability and confidence in the price when using XRP for large-scale settlements,” he noted, adding, “ Retail price action is irrelevant to the larger institutional game already underway.” He believes XRP’s true value will only become apparent once its full role in the global financial system is realized. That said, the theory has generated mixed reactions within the crypto community. Blockchain enthusiast Jason Vonhunk rejected the prediction, stating, “It will never be triple digits. Ever. $100 = $10 trillion market cap. That’s Bitcoin’s entire global market cap, six times.” Others supported Alajjarah’s view, with one commenter noting, “ Having done an IPO and capital raises on the stock market, this is the long-term reality, eventually.” Meanwhile, Ripple CEO Brad Garlinghouse has recently confirmed that a Ripple IPO is “possible, but not a priority.” However, although no official timeline has been set, speculation around a potential year-end IPO continues to grow. For XRP holders, a Ripple IPO could be a double-edged sword—bringing both opportunity and uncertainty. On the positive side, going public would likely generate significant buzz and credibility for Ripple, potentially accelerating adoption of its technology and XRP’s price.